body {
margin:0;
font-family:Arial, sans-serif;
background:#f4f6f8;
color:#222;
text-align:center;
}

.header {
background:#0b3d5c;
color:white;
padding:25px;
}

.logo { width:130px; }

.hero {
position:relative;
}
.hero img {
width:100%;
}
.hero-text {
position:absolute;
top:50%;
left:50%;
transform:translate(-50%,-50%);
color:white;
background:rgba(0,0,0,0.4);
padding:20px 40px;
border-radius:10px;
}

section {
padding:60px 20px;
max-width:1000px;
margin:auto;
}

.cards {
display:grid;
grid-template-columns:repeat(auto-fit,minmax(200px,1fr));
gap:20px;
margin:30px 0;
}

.card {
background:white;
padding:25px;
border-radius:12px;
box-shadow:0 4px 12px rgba(0,0,0,0.1);
font-weight:bold;
}

.services img,
.compliance img {
width:100%;
border-radius:12px;
margin-top:20px;
}

footer {
background:#0b3d5c;
color:white;
padding:20px;
margin-top:40px;
}